If you want a guaranteed rate on your ISA, our Fixed Rate Cash ISA could be just what you're looking for. You'll get an interest rate that's fixed until 31 October 2012.
The Fixed Rate Cash ISA is ideal for those looking for a guaranteed rate over a fixed period of time. Visit one of our branches for full details.
Please be aware that this is a limited issue account and can be withdrawn from sale at any time.
Current Year's Subscriptions
You can make deposits for the current year's subscriptions to the ISA whilst it is available to new investors.
Previous Year's Subscriptions
You can add your previous year's subscriptions to the ISA whilst it is available to new investors. Transfer in requests must be sent immediately to your current provider to avoid disappointment.
Your ISA will mature on 31 October 2012. We will write to you 30 days before this date providing full details of the Fixed Rate Anniversary ISA into which your account will mature into and the closing balance including interest earned.
From 6 April 2010, the ISA subscription limit increased to £10,200. Up to £5,100 of the new ISA allowance can be saved in a cash ISA with one provider. The remainder of the £10,200 can be invested in a stocks and shares ISA with either the same or another provider. Alternatively, the full £10,200 can be invested in a stocks and shares ISA with one provider.
If you open and pay money into Fixed Rate Cash ISA in the 2010/11 tax year, you will not be able to open another Cash ISA in the same tax year. You could, however, take out a Stocks and Shares ISA for your remaining ISA allowance.
In the 2011/2012 tax year you will not be able to add to the Fixed Rate Cash ISA, and you will therefore be able to open further Cash ISA's for these tax years.
See ISAs explained for more details.
| Account Name | Fixed Rate Cash ISA |
|---|---|
| Interest rates (AERs) |
Fixed Rate of interest paid monthly or annually.
Annual interest is payable on 31 October 2011 and 31 October 2012.
Monthly interest is payable on the last working day of the month, and must be paid to another account of your choosing, either with us or another building society or bank. View interest rate |
| Tax Status | |
| Conditions for bonus payment | N/A |
| Withdrawal arrangements |
Withdrawals are not permitted during the term
Early closure is only permitted subject to equivalent to 120 days’ loss of interest deducted from the closing balance. |
| Access | Apply for in branches and agencies, or by post. Deposits in branches or agencies, or by post. |
Whether you can benefit from gross, net or tax free interest is dependent on your own personal circumstances and tax status and so may be subject to change in the future.
Annual interest is payable on the 31 October 2011 and 31 October 2012. Monthly interest is payable on the last day of the month and must be paid to another account of your choice, either with us or another building society or bank.
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
Tax-free means that interest is not subject to income tax
You can apply to open this savings account by visiting your local branch or agency or to request an application pack please call us on 0845 1200 100.
Note: When applying for a YBS account you will need to verify your identity and address. Check our Verifying your Identity section for more details of what you may need to take with you.
Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.
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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).
