The details of this offset mortgage product should be read in conjunction with:
| Interest rate: |
5.49% until 30/09/15 then |
|---|---|
| The overall cost for comparison is: | 5.4% APR |
| Fee Assistance: | Free standard valuation £250 cashback |
| Equivalent Savings Rate: | 6.86% basic rate taxpayer |
| Product Available for: |
|
| Product Fee: | £495 (£195 of this fee is payable on application and is non refundable, £300 is added to your mortgage on completion) |
| Minimum Loan: |
£25,001 |
| Maximum Loan to Value: | 85% |
| Higher Lending Charge: | None |
| Early repayment charge: | 5% to 30/09/13 4% to 30/09/14 3% to 30/09/15 The early repayment charge is based on the total amount you have borrowed and so disregards any payments you make during the fixed rate period which may have reduced the total amount borrowed. |
| Mortgage Fee: | £90 (payable on redemption of your mortgage) |
| How to apply: |
Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.
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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).
