Mortgages

3 year fixed Offset until 30/09/13

Min 25% deposit

The details of this offset mortgage product should be read in conjunction with:

Interest rate:

3.75% until 30/09/13 then
4.99% variable (our Standard Variable Rate) for the remaining term of your mortgage

The overall cost for comparison is: 4.9% APR
Equivalent Savings Rate:

4.69% basic rate taxpayer
6.25% higher rate taxpayer
7.50% additional rate taxpayer

Fee Assistance: None
Product Available for:
  • First Time Buyers
  • Customers remortgaging from another lender
  • New customers moving home
  • Existing YBS borrowers moving home
Product Fee: £995 (£195 of this fee is payable on application and is non refundable, £800 is added to your mortgage on completion)
Minimum
Loan: 		£25,001
Maximum Loan to Value: 75%
Higher Lending Charge: None
Early repayment charge: 3% to 30/09/13
The early repayment charge is based on the total amount you have borrowed and so disregards any payments you make during the fixed rate period which may have reduced the total amount borrowed.
Mortgage Fee: £90 (payable on redemption of your mortgage)
How to apply:


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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.

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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).