Mortgages

First time buyer fixed Offset until 30/09/12

Min 15% deposit

The details of this mortgage product should be read in conjunction with:

Interest rate:

5.09% until 30/09/12, then

4.99% variable (our Standard Variable Rate) for the remaining term of your mortgage.

The overall cost for comparison is:

5.1% APR

Maximum Loan to Value: 85%
Fee Assistance:

First Time Buyer legal service, free standard valuation and no mortgage advance transfer fee

Home Insurance: Free You Choose Home Insurance for the first 12 months, subject to eligibility**
Cashback: £500 cashback paid following completion
Product Fee: £0
Minimum Loan: £25,001
Mortgage Fee: £90 (payable on redemption of your mortgage)
Higher Lending Charge:

None

Equivalent Savings Rate:

6.36% basic rate taxpayer
8.48% higher rate taxpayer
10.18% additional rate taxpayer

Early repayment charge: 3% to 30/09/12
The early repayment charge is based on the total amount you have borrowed and so disregards any payments you make during the fixed rate period which may have reduced the total amount borrowed.
Product Availability:
  • For first time buyers
How to apply:


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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.

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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).