Insurance

You can’t predict the future...but you can prepare for it

A large number of people in the UK have inadequate protection – could you cope financially should the unexpected happen?

- 53% of people in the UK have no life insurance
- 83% have no critical illness cover
- 90% have no income protection

Source: YBS Research June 2008

Life can be unpredictable. Who would have thought that a year ago the credit crunch would hit and costs would be rising rapidly?

We can’t help you predict the future. But we can help you protect yourself and your family against unexpected events like unemployment, injury, critical illness or death.

Wouldn’t you want to know the money you need to support yourself and your family is still at hand? That way your family may not have to go without?

Yorkshire Building Society could help

It may be easy to protect your standard of living.  Working with
Legal & General, we can offer a wide range of protection options to suit different needs.  For example, cover in the event of a specified critical illness, or ways to protect your family’s lifestyle.

So what’s stopping you?

Getting you and your family covered may cost less than you think. The typical cost of upgrading your satellite / cable subscription for the sports or movie package could cost an additional £18.42 per month. The same amount could provide your family with a payment of £1,227 per month*.

* Source: Legal & General. Based on a healthy male, 35 years next birthday, non smoker, Family and Personal Income Plan (FPIP) for 25 years with optional waiver of premium benefit (Quote date: 20/07/2008).

Make an appointment now

- 17% of people think it is very likely that they or their partner may be unable to work for up to 6 months in the future due to illness
- Yet only 10% of people actually have personal income protection in place.

Source: YBS Research June 2008

To book a free, no-obligation chat with one of our branch-based Legal & General Advisers

At the meeting, your Legal & General Adviser will spend some time getting to know your requirements. They’ll look at your outgoings and financial commitments to determine the level of cover that’s right for you.

More importantly, your Adviser will explain what you need to do to protect the lifestyle you’ve worked hard to achieve.


Only 37% of employees have long term sickness cover through their employer to rely on.

Source: YBS Research June 2008

36% of people living in the UK have less than £500 in accessible savings, leaving them completely exposed to a change in their circumstances.

Source: YBS Research June 2008

 

 

 

 

 

 

Legal & General have already helped over 54,000† Yorkshire Building Society customers with their protection needs, and have won ‘Best Life Protection Provider’‡ for the fourth year running.

† Yorkshire Building Society Data 2008
‡ Money Marketing Financial Services Awards 2008

pdf Download the full research report from Yorkshire Building Society as a PDF document.

word document Download the full research report from Yorkshire Building Society as a Word document.


Call us on 0845 1 200 100*
Take our 3 minute mortgage check and find out if you could save money each month on your mortgage payments Find your solicitor with our conveyancing service

Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.

Get in touch with us:

Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).